Finding an Oral Surgeon Near Me Who Accepts My Insurance

Is It Easy to Find a Dentist Near Me Who Accepts My Insurance?

Looking for an oral surgeon in your area that accepts insurance is the first step toward using your dental benefits. Employer-sponsored plans, whether they are PPO (preferred provider organization) plans or HMO (health maintenance organization) plans, allow you to search for credentialed oral surgeons on their website. You can also find an oral surgeon that accepts PPO insurance or an oral surgeon that accepts HMO insurance by phoning our office.

Dental insurance subsidized by your employer will help you pay for your dental care so you can enjoy good dental health. As oral and maxillofacial surgery professionals, we encourage patients to schedule consultations for any necessary preventative care while utilizing their benefits because it allows us to catch dental diseases early. When you have insurance, you will not have to pay the full cost of your treatment if a dental concern arises. If you need to find a dentist in Colorado Springs by insurance, check out the major dental insurance providers, we work with and give us a call. We would be happy to schedule a convenient appointment for you.

We participate in many major plans and our staff can file claims with your insurance company for you. Call us at (719) 597-4060 to learn more.

What Do I Need to Know Before Using My Dental Benefits?

Dental insurance benefits can vary widely, but most have certain limitations. Understanding your specific plan is the key to using your benefits wisely and limiting your out-of-pocket expenses. Questions you should ask before seeing a dentist include:

Q: Which oral surgeon takes my insurance?

A: We understand most policies are filled with dental jargon that only dental insurance companies and dental professionals understand. At Colorado Springs Oral Surgery - North, we would be happy to go over your plan benefits with you if our surgeon suggests a specific procedure that would need further understanding regarding your coverage and your out-of-pocket expenses. Let us help you if you want to learn how to use your dental insurance with an oral surgeon in Colorado Springs.

Q: What is my deductible?

A: Your insurance company may make you pay an annual deductible amount before they will pay their share of your fees. The annual period can either be a plan year or calendar year. If you have a deductible, you probably won't have a co-pay.

Q: What is a co-pay?

A: This is the preset amount you pay before you have a procedure. For example, you might pay a predetermined dollar amount every time you have a checkup if you have co-pays. It's different than co-insurance, which is where you pay a pre-set percentage of your bill.

Q: Do I have a maximum annual limit?

A: Some plans only pay up to a certain dollar amount in benefits during a 12-month period.

Q: Does my insurance company have a waiting period?

A: Some plans won't cover major procedures, like a root canal, unless you are covered for a certain length of time first. The waiting period can be a year or more so talk to our knowledgeable staff about any concerns you have.

Q: Will my dental insurance require prior authorizations for certain procedures?

A: Your dental insurance company may require your dentist to get authorization before performing certain procedures to make sure they are necessary.

Q: Are there exclusions for pre-existing conditions?

A: Missing teeth clauses are common in dental insurance plans. The company will not pay for a tooth replacement if you lost the tooth prior to your coverage starting.

Q: Will my dental insurance pay for Invisalign?

A: Check your coverage for orthodontics. Some dental insurance plans only cover braces for children, while some cover adult braces and clear aligners for adults.

Q: Will my dental insurance cover teeth whitening or other cosmetic procedures?

A: Coverage for cosmetic procedures is rare, but it does exist.

Q: Will my dental insurance cover dental implants?

A: Some plans cover dental bridges only, although this is changing as implants are a better long-term value. Talk to our dentist about tooth replacement options, your coverage for each option and their associated costs.

We understand most policies are filled with dental jargon that only dental insurance companies and dental professionals understand. At Colorado Springs Oral Surgery - North, we would be happy to go over your plan benefits with you if our dentist suggests a specific procedure and you don't understand your coverage and your out-of-pocket expenses. This is important because even if you find a dentist that takes insurance, you are responsible for the entire bill if your insurance company denies the claim. Let us help you if you want to learn how to use my dental insurance with a dentist in Colorado Springs.

Insurances We Accept

• Aetna
• Assurant
• Blue Cross Blue Shield
• Cigna
• Delta Dental
• DentaQuest
• GEHA
• Guardian
• Humana
• MetLife
• Principal Life
• United Concordia
• United Healthcare