We Accept Dental Insurance Plans in Colorado Springs, CO

Finding an Oral Surgeon Near Me Who Accepts My Insurance

At Colorado Springs Oral Surgery, our Insurance Specialist Team makes it convenient to cover some of your treatment expenses with your dental insurance. Our team works with most major dental plans to ensure that you pay as little out-of-pocket as possible for your dental care. We are a preferred partner with many of the most popular dental plans and insurance providers among the industry. Therefore, our office may provide patients in the Colorado Springs and surrounding areas the capability to fit oral surgery treatment in their budget through covered services. We work diligently to be the solution to your question of, "Is there an oral surgeon near me who accepts my insurance?" 

Choosing an oral surgery office that takes insurance can sometimes be a challenging task for patients. Many patients come to our office looking for a solution that will allow their oral surgery treatment to be covered through their dental plan. Our oral surgery practice is committed to the highest standards of excellence in dentistry and to providing the best and most convenient payment options for our patients in Colorado Springs and the surrounding areas. If you need to find an oral surgeon in Colorado Springs by insurance plan, we can deliver the right solutions for your needs.

Choosing the Right Dental Insurance Plan

While some of our patients get dental coverage through their employer, others may need to balance and cover their own dental insurance. If you have questions about your plan or need more information, the best place to call is your dental insurance provider. When deciding on the right dental plan for you and your family, you should ask these key questions to gain a strong understanding for which dental insurance plan best fits you:

•  What deductibles apply to my coverage?

• Is there a waiting period before benefits are available?

• Are pre-existing conditions, like missing teeth, covered?

• Are there annual maximum benefits?

• Does the insurance plan cover dental implants, orthodontics, and any other specialty services?

• Are there limits on how often I can visit the dentist?

• Are cosmetic dentistry services covered by my plan? 

• How much are the co-pays and per-visit costs under the dental plan? 

• Are pre-authorizations for treatment required? 

• How can I find out which dentist takes my insurance?

Learning How to Use My Dental Insurance with a Dentist and an Oral Surgeon in Colorado Springs

Using your dental insurance in Colorado Springs should not be a complex process. Our Insurance Specialist Team will be happy to walk you through applying insurance coverage to your visits with Colorado Springs Oral Surgery. Dental insurance plans are available in two basic types:

• Preferred Provider Organization (PPO) Insurance: A dentist that accepts PPO insurance will typically charge a co-pay for each visit to the office. If flexibility is the most important factor in your decision, a PPO can allow you to choose any dentist within a larger network. This insurance plan will also allow you to switch dentists whenever you want. PPO insurance plans may feature higher out-of-pocket costs for the average patient and will usually have an annual dollar limit on dental coverage.

• Dental Health Maintenance Organization (HMO) plans: These dental insurance plans typically do not require a co-pay, and they focus primarily on preventive care. You will choose a dentist that accepts HMO insurance from a list given from the insurance provider. This dental office will serve as the primary care provider for all your dental care needs. On most occasions, the services provided by your HMO dentist will be provided at a lower cost. However, with this type of dental insurance plan, you will usually have a smaller pool of dentists to choose from for your care in Colorado Springs. 

If you are looking to find a dentist or oral surgeon in Colorado Springs based off accepted insurances, deciding between an HMO and a PPO plan is usually the first step in this process. Dental discount plans are also available. These programs are not insurance; however, they may offer lower costs on many basic dental services for an annual fee.

What are the Benefits of Dental Insurance?

Dental insurance can often cover the cost of basic procedures such as teeth cleanings and exams. Some of the most important benefits to note when deciding on a dental insurance plan include:

•  Your dental plan can cover a portion of the cost of expensive procedures such as root canals, crowns, and emergency dental services. This can help you to manage costs more effectively.

• In many cases, your dental insurance can provide you with added information on the expected out-of-pocket costs that you will be responsible. Planning ahead for these expenses will ensure the best outcomes for you and your budget.

•  Depending on the dental plan you choose, you may enjoy lower out-of-pocket costs for regular exams, as well as for major dental procedures. This can help keep your teeth healthier in the long run for a lifetime of showcasing your beautiful smile

How Can You Get the Right Dental and Oral Surgery Care in Colorado Springs?

At Colorado Springs Oral Surgery, we work with you to deliver the best options and the most comprehensive care for you and your entire family. If you need added help in choosing a dental plan, our Insurance Specialist Team will be happy to provide their insights and assistance during this process. Give us a call today to schedule your appointment. We look forward to having the chance to serve you.

Make Your Dental Health Your Priority

 Insurance companies vary in their policies when it comes to certain service coverages. We strongly recommend you determine if Colorado Springs Oral Surgery is a participating provider prior to your examination or surgery. Your policy may require you to pay a deductible, co-pay, or co-insurance, or it may require you to pay for the entire procedure or consultation. Each of these factors depends on your dental policy’s language. Please be aware that your insurance policy is a contract between you and the insurance company, not Colorado Springs Oral Surgery. We will gladly file a claim on your behalf, but it is important to note that you, the subscriber, are ultimately responsible for charges incurred. If your insurance company does not pay your claim within thirty days, the payment becomes your responsibility.

Insurances Accepted at Colorado Springs Oral Surgery

• Aetna
• Assurant
• Blue Cross Blue Shield
• Cigna
• Delta Dental
• DentaQuest
• GEHA
• Guardian
• Humana
• MetLife
• Principal Life
• United Concordia
• United Healthcare